Finding the most suitable policies for your needs

Getting you the right coverage for the right price

Simplifying the process and offering you the best

Working to make the process simple and hassle-free

Protect what is important to you

What type of coverage do you need?

Welcome to The State Agency

We offer free insurance quotes and dedicated personal service

Locally owned and operated, we have provided quality risk management solutions in Spirit Lake, Milford, Arnolds Park, Okoboji, Spencer, Estherville, Lake Park, Terril, and surrounding areas since 1984. We serve individuals, families, and businesses and specialize in personal auto, homeowners, and life insurance.

We represent many insurance companies and have access to different markets. This allows us to ‘shop’ on your behalf for the best coverage. We also are obligated to our clients and not to a single company. We can therefore devote more time and effort to developing policies that meet their needs and make them happy.

We make a point of being available to our clients whenever we are needed. Since accidents can happen at any time and therefore necessitate assistance, we help clients 24/7. It’s beneficial to have quick and efficient service if and when claims are filed, so we expedite claims resolutions and provide ongoing support for our clients through the processes.

Our best investment in the communities we serve is the series of products and services we provide, but we know we can do more. We volunteer with and support numerous organizations and groups that work to develop our communities socially and economically. Ultimately, the better things are for everyone around us, the better we will be.

We look forward to discussing how we can serve you. Please contact us.

Life Insurance

With so many insurance options available, we simplify the process

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Auto & Home Insurance

Maximize your protection and invest in your future today

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Health Insurance

Meet your personal needs and protects what is important to you

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Farm Insurance

We are happy to assist you in selecting the best coverage

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